![]() Once you get some practice budgeting, you will be able to estimate your expenses more precisely. It is always better to have too much money at the end of the month than not enough. When you estimate budget expenses, always estimate high. ![]() This is an accessible household monthly budget template. Enter a category for each expense and use the handy filtering buttons to track where your money is going. ![]() Track spending by comparing projected costs against actual expenditures. That should go under social/entertainment or if you like, create your own category. Track monthly income and household budget expenses with a monthly household budget template from Excel. I often call this the “Wal-Mart” part of my budget because it is for general household goods. Use this printable monthly budget worksheet to create a budget that matches your lifestyle and your goals. If you haven’t been using a budget regularly up to now, you will have to estimate for things like “general merchandise” which includes non food items not listed in other categories. If you have precise information, like a regular specific dollar amount for your paycheck or your mortgage, enter that amount. Generally, you want to estimate your income and expenses in each area on the budget. If you are very perfectionist, budgeting can really drive you crazy since it is not a precise science. If you have a low income, you may need to cut things you’d rather not cut. In a nutshell, you list your income and your expenses and adjust everything until your expenses are less than your income. Make sure you add these other costs when you fill out this form. Our Favorite Christian Resources – Bible Translations, Christian Speakers And More!īudgeting is really not complex. Note: You may have other costs not shown on this worksheet.
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